Part Exchange Your Car
Trade in your current vehicle to reduce the cost of your next one
Already have a car? At CreditCar, we accept part exchanges on any vehicle, regardless of its age, condition, or value.
A part exchange allows you to use the value of your current vehicle as a contribution towards your next one. This can reduce your finance amount, lower your monthly payments, or even serve as your deposit.
How does part exchange work?
The process is simple and hassle-free:
- Tell us about your car - make, model, age, mileage, and condition
- Receive a valuation - we'll give you an honest, no-obligation quote
- Apply for finance - the part exchange value is applied to your new deal
- Swap and go - hand over your old car and drive away in your new one
Benefits of part exchanging with CreditCar
- No need to sell your car privately - we handle everything
- Any car accepted, regardless of age or condition
- Reduces your overall finance amount
- Can be used as a deposit on your new vehicle
- Quick and straightforward - no waiting around
Part exchange FAQs
Can I part exchange a car that's on finance?
Yes, in many cases. If you still have outstanding finance on your current vehicle, we can often settle the remaining balance as part of the deal. If there's positive equity (the car is worth more than you owe), that value can go towards your next vehicle.
What if my car isn't worth much?
Every car has some value, even if it's low. We'll always provide a fair and honest valuation. Even a small contribution can help reduce your finance amount or act as a deposit.
Do I have to part exchange to buy from CreditCar?
Not at all. Part exchange is completely optional. You're welcome to apply for finance without one.
Got a car to trade in?
Get in touch for a no-obligation part exchange valuation, or apply for finance and let us know about your current vehicle.
- Bad credit accepted
- No obligation to proceed
- Fast decisions
- Multiple lenders
No impact on your credit score
CreditCar is a credit broker, not a lender. Finance is subject to status and income. Representative APR and example figures shown are for illustration only. Written quotations available on request.
We work with a limited panel of carefully selected finance providers. We may receive commission from lenders, which does not affect the rate offered to you. All finance applications are subject to status, affordability checks, and terms and conditions.
BMNC Limited trading as Credit Car | Company No: 16714761
Registered office: Hillside, Smithies, Wakefield Road, Barnsley, S71 1NG
Authorised and regulated by the Financial Conduct Authority. FCA FRN: 799087