Car Finance Through a Dealership

How does dealership finance work?

When you apply for finance through a dealership like CreditCar, we submit your application to our panel of lenders on your behalf. This saves you time and means we can compare options to help find a suitable match for your circumstances.

The process typically works like this:

1. Choose your vehicle - or apply first and choose later
2. Complete a finance application - quick and straightforward
3. We search our lender panel - to find the best available option for you
4. Receive a decision - often the same day
5. Finalise and collect - sign the agreement and drive away

Things to consider with dealership finance

Before committing to any finance agreement, it's worth keeping the following in mind:

• Compare rates - dealership finance can be competitive, but it's always worth comparing
• Understand the terms - check the APR, total amount payable, and any fees
• Check your budget - make sure you can comfortably afford the monthly payments
• Ask questions - a good dealer will be happy to explain everything clearly

At CreditCar, we believe in transparency. We'll always explain the finance options available, so you can make an informed decision.